When you buy a condominium from a builder you are given special protection. All such purchasers are provided with a 10 day period which we call the Cooling Off Period. It is during this time you can cancel the Purchase … Read More

Prior to the introduction of title insurance, closing a real estate purchase without a survey was almost impossible. Today, with the advent of title insurance, banks will advance mortgage funds without a survey provided that a title insurance policy has … Read More

Agreements of Purchase and Sale for new homes are full of surprises. In addition to issues regarding HST, often buried in the fine print are extra costs that a purchaser may have to pay and which are not included in … Read More

All new homes built in Ontario are subject to HST. But don’t assume that the price of the new home includes HST. You have to read the Agreement of Purchase and Sale to determine whether HST is included or not. … Read More